5 House Hunting Mistakes to Avoid.

financial Leslie Morris 21 Dec

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most important aspects of buying a home […]

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Retirement Worries Weighing you Down?

mortgage Leslie Morris 14 Nov

It’s natural to have uneasiness over the state of your retirement preparedness due to the inherent uncertainties involved: How long will I live? Will my health or my spouse’s health fail? and when? How much will my current assets and investments grow in value? How will inflation impact the next 5, 10 or 20 years? […]

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5 Tips to Reduce Heating Costs

financial Leslie Morris 14 Nov

When it comes to the winter season, it can be easy to go overboard when it comes to heating – but there is a better way! With a little awareness – and the right preparation – heating your home this winter won’t have to cost you a fortune. To help you save, we have put […]

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So, You Want To Be A Landlord?

mortgage Leslie Morris 14 Nov

Are you dreaming about owning a rental property and making some extra income each month? Before diving into becoming a landlord, there are some things you should know from the advantages and disadvantages to some tips when it comes to buying a rental property. Advantages of Owning a Rental Property If you’re looking to purchase […]

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Refinancing Your Home

General Leslie Morris 12 Feb

When it comes to our debt, it may seem very difficult to pay it off. Equifax Canada, which provides consumer credit bureau information, reported that in the second quarter of 2017, non-mortgage debt has risen 3.3 percent. This is already a problem as many people throughout Canada are already struggling to make ends meet. Some […]

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Renting vs Buying a Home

General Leslie Morris 2 Feb

In today’s market, there is an ever increasing worry about the price of homes. Getting a home is looking to be more expensive and many first-time buyers are worrying about making the big purchase. The question of whether it is better to try and buy something now or wait it out and remain a renter […]

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3 Mortgage Terms You Should Know

General Leslie Morris 20 Jan

When we deal with our mortgages, there are three terms that we all come across: prepayment, portability, and assumability. They look like words we recognize, but in the finance world, they’re different than what you might think. So let’s go over them. Prepayments A prepayment is the payment of a bill or expense that settles […]

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Changes to Canadian Mortgages in January 2018

General Leslie Morris 4 Jan

There are some big changes to mortgage lending rules that have taken effect on January 1st, 2018. These rule changes impact both existing mortgage holders and those seeking mortgages. Here are some key points everyone should know. What’s the big change? New mortgage guidelines require lenders to vet applicants with down payments of 20 percent […]

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The new conventional mortgage ‘Stress Test’ unnecessary and harmful

General Leslie Morris 13 Oct

The new mortgage stress test is unnecessary and harmful. With additional mortgage regulations on the horizon it is more important than ever to deal with a mortgage broker who understands the industry and can help you make the right financial decision for your mortgage needs. If you are considering refinancing your mortgage to access equity […]

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